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Service Locations are open, with pre-booked appointments recommended, masks required, & COVID-19 safety measures in place. Learn how we can help online for faster service. During an L3 advisory BCAA Travel Insurance continues to provide COVID-19 medical coverage for fully vaccinated customers.

24/7 Virtual Care and COVID-19 Medical Coverage

Get covered for the unexpected whether it’s one trip or multiple trips a year.

As you get back to the people and places you’ve missed, we’ve got your back while you’re away. BCAA is with you every step of the way, from providing COVID-19 emergency medical coverage*, to virtual care in the event of a claim. Plus, whenever possible we will pay your medical provider directly so you aren’t out of pocket. We also offer valuable ways to save from FREE coverage for your kids** and BCAA Members save 10%.

Single Trip

Staying close to home this year? This is the most economical way to protect yourself from costly medical bills, if you only plan to travel once or twice a year. 

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Annual Multi-trip Plan

Set it and forget it. This plan covers you all year long. Just tell us the amount of days you’ll be away on your longest trip and you’ll be covered for all the other ones in between. Recommend if you take 2 or more trips within a year.

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Key Features

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Travel Emergency Medical Insurance

Get comprehensive coverage of $10,000,000 CAD per person, per trip, including up to $10,000,000 in coverage for COVID-19 related emergency medical expenses, depending on your vaccine status*.

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FREE COVID-19 Travel Coverage

Get up to $10,000,000 in coverage for emergency medical expenses related to COVID-19* while travelling outside of BC.

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Kids Go Free
Kids Go Free

When you and your partner buy travel insurance, your kids are automatically covered for FREE**.

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24h Emergency Assistance 

Our advisors are available anytime, anywhere. Call toll-free from anywhere in the world, 24 hours a day, 7 days a week.

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24/7 Worldwide Virtual Care

Get the medical help you need wherever you are in the world, with 24/7 virtual care*.

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Worldwide Medical Assistance

Have the freedom to choose your preferred medical provider. Plus, whenever possible we will pay your medical provider directly, so you aren’t out of pocket.

Additional Features

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Pre-existing Condition Coverage

Get up to $300,000 CDN in optional coverage for unstable pre-existing conditions

Trip Cancellation
Trip Protection Package

Coverage for trip cancellation, interruption, airline delays and baggage loss, damage or delay.

Baggage Insurance
Baggage Coverage

Protect your bags from walking away. This plan covers loss, damage or theft of your baggage, personal effects and currency.

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Travel Delay Coverage

Be covered for expenses resulting from a delayed flight of more than 4 hours and/or when your baggage is lost or delayed more than 6 hours.


How Can You Save with BCAA?

Membership savings

BCAA Members save 10% on any new policy.

Kids Go FREE

Children are automatically covered for FREE on family plans.**

Loyalty Discount

Save an additional 10% on any Annual Multi-trip policy you've held for 3 years or more.

Deductible Options

A deductible is the amount you need to pay in the event of a claim. Increase the deductible and you'll save even more on your policy.

Bundle Coverage

The Trip Protection Package bundles several optional coverages for a reduced cost.

Why Choose BCAA Travel Insurance?

BC Based
BC Based

We understand the unique needs of BC travellers heading out of province on short vacations, multiple trips throughout the year or those visiting Canada.

Ways To Save
Valuable Ways to Save

Get FREE coverage for your Kids**, plus BCAA Members save 10%. You'll also save up to an additional 10% with our loyalty discount.

Award Winning
#1 Protection for Less

Starting at only $20 per trip, BC's #1 Travel Insurance protects you from costly medical bills and provides peace of mind for Single Trips or Annual Multi-trip plans.

Saving the Day
Saving the Day

Our emergency claims team is always ready to help 24 hours a day, 365 days a year anywhere in the world.

Trusted Experts
Trusted Experts

Our expert advisors will help you choose the right coverage for you. With options for pre-existing conditions, travel cancellation, lost baggage and more.

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Planning a trip? We’ve got your back.

Helpful info on BCAA Travel Insurance and COVID-19

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*COVID-19 medical coverage included at no additional cost with the purchase of a BCAA Travel Emergency Medical Insurance policy; $10,000,000 CAD limit if you are fully vaccinated; $1,000,000 if you have been administered one dose. Full policy terms and conditions available at The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance.
** Dependent children are free on a family policy with two paying adults. Adults must be aged 59 or younger.