BCAA Insurance Wordings
Home Insurance
The policy wording outlines your insurance coverage. It provides important contact information in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.
If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.
Home, Condo and Renters Policies
- Comprehensive Wording- Effective December 15, 2018 Onwards – PDF File
Home, Condo and Renters Coverage Summaries
Home, condo and renters coverage summaries provide a quick overview of your coverage, whether you own or rent a home, condo or townhouse. (click the name of the product type to access the coverage summary for that product)
Residential Strata Policies
- Residential Strata Comprehensive Wording - PDF File
Travel Insurance
The policy wording outlines your travel insurance coverage. It provides important contact information should you need to contact us during regular business hours to extend your policy while you are travelling, or 24 hours a day, 7 days a week in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.
COVID-19 and BCAA Travel Insurance Coverage
With global travel restrictions in place, we understand you may have questions related to BCAA Travel Insurance and COVID-19. You can find helpful information, including answers to frequently asked questions, at bcaa.com/coronavirus.
Policy Wordings
Policy wordings are specific to when you purchased or renewed your policy. Please choose your wording from below.
Policy Purchase/Renewal Date |
Changes/Updates |
August 13, 2021 or later — Policy Wording |
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July 1, 2021 - August 12, 2021 — Policy Wording |
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May 26, 2021 - June 30, 2021 — Policy Wording | |
August 13, 2020 - May 25, 2021 — Policy Wording |
RV Insurance
- RV Wording - PDF File
BCAA Optional Car Insurance
- Policy Wording - Policies purchased or renewed with effective dates July 8, 2021 or later - PDF file
- Policy Wording - Policies purchased or renewed with effective dates between May 1, 2021 and July 7, 2021- PDF file
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Policy Wording - Policies purchased or renewed with effective dates up to April 30, 2021 - PDF file
Travel Accident Insurance
- Travel Accident Certificate - PDF File